Though we've still got five months before the end of the year, it's never too early (or late!) for financial resolutions, especially with handy articles like The Motley Fool's Lazy Girl's Guide to Budgeting. The Fool reports that,
[H]alf of the 3,136 people surveyed said they do not always stay within their monthly budgets.
And how many people even have budgets? Every time I mention to anyone I have a budget I hear responses like, "Oh, how funny!" or "Wow, I could never do that." I'm here to tell you (along with the article) that yes, you can! And you really should, no matter how much or little money you're making. The more aware you are of where your money goes, the less likely you are to "spend" it unwisely (bank fees, interest payments, gigante frozen latteccinos, etc.) And that means more money for you and your vacation/house/emergency/[insert your fantasy here] fund.