Where will I hang out

Where will I hang out when I retire? (A closer decision point for me than for some others.) On my early morning walk to get something like my favorite California coffee, I noticed both benches in front of the post office were full of older men, while the bank bench had only a single elderly gentleman. Yet later in the day when I walk to the grocery store, the post office benches are always full of women and the bank bench is empty. It seems that the bank bench location, at the opposite end of the plaza, does not have the same cachet as the post office benches. Is it like high school all over again? Are there certain times and specific places where the cool old folks go? I wonder if it will be as hard to join the right group as it was in high school.